Medico Shield Consultancy Private Limited

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Privacy Policy

We cover As a professional you must take care of your client. If someday you fail to exercise your duty and neglect promises made, then you are liable for the losses incurred by the clients. Professional indemnity insurance acts as a kind of safety net protecting you and your business from the financial claims made by your dissatisfied customers. Our policy will cover all the legal expenses to defend your status in case a negligence claim is made against you. There are cases where you may not be at fault and still the clients blame you for negligence on your part, professional indemnity insurance will still protect you from the heavy legal charges. If you purchase professional indemnity insurance, it willprotect you from such severe actions by covering the claim made against you.

What does the Policy Cover?

Provides indemnity against claims arising out of bodily injury/death or legal suits of any patient caused by or alleged to have been caused by error, omission, or negligence in professional service for Doctors and Medical Practitioners Liability for another act. A doctor is responsible for not only his negligence but also for the negligence of his employees, if such an act occurs under his direct supervision, by the principle of Respondent Superior. The Insured includes the Policy Holder and his Qualified Assistants or employees named in the Proposal. The Act must be committed during the period of insurance commencing from the Retroactive Date.

What is professional negligence?

Absence of reasonable care or skill or willful negligence on the part of the medical practitioner in the treatment of the patient whereby the health or life of the patient is endangered.

What is PI for doctor’s Indemnity Insurance?

Doctors’ Professional Indemnity is an insurance cover specially designed for the professionals to cover them against the liabilities arising out of any error or omissions committed while rendering services to their respective clients.

LIMIT OF INDEMNITY

Irrespective of the number of persons or entities named as Insured in the Schedule or added by endorsement, the total liability of the Company hereunder for damages inclusive of defense costs (as hereinafter defined) shall not exceed the limit of indemnity set out in the Schedule for Any One Act (AOA) in respect of any or all claims made against the Insured arising out of Any One-Act. The indemnity limit for Any One Year as set out in the schedule shall represent the aggregate amount of the Company’s liability during the policy period, arising out of all Acts.

Privacy Policy

Protecting your privacy and treating the personal information of all users of our website in accordance with the law is very important to us. We understand that by using our website you may be entrusting us with personal information and assure you that we take our duty to protect and safeguard this information very seriously. This Privacy Policy which is framed in accordance with the requirements of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal data or information) Rules, 2011 (“Information Security Rules 2011”) includes information about;
  1. What personal information we collect
  2. The purpose for which we use personal information
  3. Sharing of Personal Information

What personal information we collect?

Irrespective of the number of persons or entities named as Insured in the Schedule or added by endorsement, the total liability of the Company hereunder for damages inclusive of defense costs (as hereinafter defined) shall not exceed the limit of indemnity set out in the Schedule for Any One Act (AOA) in respect of any or all claims made against the Insured arising out of Any One-Act. The indemnity limit for Any One Year as set out in the schedule shall represent the aggregate amount of the Company’s liability during the policy period, arising out of all Acts.

Irrespective of the number of persons or entities named as Insured in the Schedule or added by endorsement, the total liability of the Company hereunder for damages inclusive of defense costs (as hereinafter defined) shall not exceed the limit of indemnity set out in the Schedule for Any One Act (AOA) in respect of any or all claims made against the Insured arising out of Any One-Act. The indemnity limit for Any One Year as set out in the schedule shall represent the aggregate amount of the Company’s liability during the policy period, arising out of all Acts.

The purpose for which we use personal information
 We use and process customer’s personal information for a range of purposes, which may include but is not limited to:
  • To provide with products and services;
  • To fulfill requests
  • To deliver administrative notices or alert relevant to the use of service
  • To facilitate transactions;
  • To check the identity and suitability of clients for certain products and services;
  • To ensure the security and operation of our Information Technology environment;
  • To use it for marketing and advertising measures (e.g. newsletters via e-mail, online advertising);
  • To detect, prevent and investigate fraud;
  • To comply with applicable laws, rules, and regulations;
  • To comply with the legal process to respond to requests from the public, regulatory, or government authorities;
  • To perform internal business processes such as data analysis, audits, developing and improving new products and services;
  • To third party services entity that provide services to the Company and are bound by these same privacy restrictions;
  • As part of a sale, merger, or similar change of the business or its parent company, subsidiaries, affiliates, and related group companies;
  We process all your personal information in accordance with the applicable laws on data protection and for as long as required.

Disclosure of Personal Information

Personal information may be shared for any of the purposes described in the document. We may share personal information with our parent company, subsidiaries, affiliates, and related group companies. Our parent company, subsidiaries, affiliates, and related group companies are committed to protecting personal information and using it only for legitimate business purposes.

We may also share personal information with government agencies mandated under the law to obtain personal information including sensitive personal data or information for the purposes of verification of identity or prevention, detection, investigation including cyber incidents, prosecution, and punishment of offenses.

Consent

We shall obtain your consent in writing (and includes electronic consent) before collecting personal information for providing Services. Personal information for purposes of this Policy includes information that identifies you, such as your name, date of birth, bank account details or credit card or debit card, phone number, fax number or email address, etc., and include gender, marital status, city of residence. All Personal information so provided will be on an ‘as on’ basis and Company shall not be responsible for the authenticity of the personal information supplied by you.

Services shall include all provisions of services and facilities and connected activities which are provided in connection with an offering of products and services as a customer of the Company.

Conference & Meetings